As a business owner, at some point you will need access to capital to keep your business momentum growing. You might need to invest in equipment, inventory, or staff to take your business to the next level, but without knowing what lenders or investors are looking for it can be difficult to get the financing you need.
In the Credit to Capital program you will work one-on-one with a business coach to acquire the source of capital that best suits your needs.
Learn how Rising Tide Entrepreneur Joanna Deleon used two Kiva Zip loans to grow her eco friendly print company, Triple Green Custom Print Developers.
Fill out our program inquiry form today, and get ready for investment!
No. Rising Tide Capital works with a network of financing partners that specifically focus on providing small business loans. We focus on being the entrepreneur’s advocate in the process.
Through our Capital to Credit Program, we can help you:
We know that starting a business is hard and financially stressful! Our program fees are low, because our goal is to make high-quality services affordable to you. Your first consultation is free. If you decide to move forward we charge an hourly rate of $25 ($10 per hour for Community Business Academy graduates).
Kiva Zip, Accion, The Intersect Fund, UCEDC, and the Greater Newark Enterprises Corporation
Yes. All lending to small businesses at the start-up level is based on a personal guarantee of loan repayment.
A typical loan from our network of partners ranges from $500 to $50,000. However, if you need a larger investment, many of our partners could consider a larger amount.
Yes. This information is almost always required. However, our partners are typically nonprofit organizations who are dedicated to providing access to capital, even if your situation is particularly challenging.
You’ll work one-on-one with a business coach to go over your credit report line by line. If necessary, the first step may be to pursue a “Credit Builder Loan” that can help boost your credit score quickly.
There are many alternatives available to secure financing for your business, including crowd-lending and private investments. The goal of this program is to help you identify your options and select the right product for you. Fill out our program inquiry form and get started!
Rising Tide Capital basically vouched that I would use my loan appropriately and pay it all back. They also helped me through the application process. The loan has been vital to my business. I used it to outfit my own commercial kitchen, including the purchase of appliances.ELIZABETH MIGLIORE JERSEY CITY VEGGIE BURGERS