Without our dedicated staff, we would not be able to provide the high quality of service that we strive for. A dynamic group of dreamers and doers committed to building better, brighter communities through entrepreneurship, members of the RTC team share the common goal of changing lives through economic empowerment.
A successful entrepreneur, Joe Masterson sold his Employee Benefits Consulting business in 2012. This freedom has allowed Joe to combine his love of teaching with his passion for building communities by supporting new micro businesses and helping existing business survive in difficult economic times. His newest venture dedicated to this passion is called Nichols Advisory (NA). NA brings the resources together to support businesses regardless of their ability to initially pay for service. It is founded on the belief that small businesses are the economic backbone of our country and need specialized support to help pride for their employees and their families.
Before entering the Insurance business Joe’s first job was as a high school teacher and coach. He is also the former chair of the Education and Training Committee for a United Benefit Advisors, a national insurance consulting cooperative. Joe has been involved with many other start-ups outside of his Consulting practice. Most recently Joe lead a team that started a new non-profit initiative in Union County to house, counsel and support youth that age-out of the foster care system. Joe founded a regional Junior Olympic Volleyball Club that has won several regional titles. Joe currently lives in Watchung, NJ with his wife, Lydia. They raised two daughters who are both educators and coaches.